Tag: 2025 October Newsletter

  • 2025 October | Safety Corner

    SAFETY CORNER

    OCTOBER 2025

    Home Fire Safety – Don’t Get Burned This Fall

    October 6-12 is National Fire Prevention Week

    Fall is here—cooler temperatures, shorter days, and home heating season. While the changing season brings cozy fires and warm homes, it also increases the risk of house fires. This National Fire Prevention Week, Curry Construction is highlighting key steps to keep your home and family safe from fire hazards.

    Check Smoke and Carbon Monoxide Detectors

    Smoke and CO detectors save lives—but only if they work.

    • Test monthly: Press the test button to ensure alarms are working.
    • Replace batteries annually: Even if alarms seem fine, fresh batteries reduce risk.
    • Upgrade old units: Detectors more than 10 years old should be replaced.

    Fire Extinguisher Basics

    A fire extinguisher can stop a small fire from becoming a disaster.

    • Keep one on every level: Especially near the kitchen and garage.
    • Know the PASS technique:
      • Pull the pin
      • Aim at the base of the fire
      • Squeeze the handle
      • Sweep side to side
    • Check pressure and condition: Make sure gauges are in the green and inspect for damage.

    Home Heating Safety

    Heating equipment is a leading cause of home fires in the fall and winter.

    • Keep space heaters 3 feet away from anything flammable (furniture, curtains, bedding).
    • Inspect furnaces and chimneys: Have a professional clean and inspect annually.
    • Turn off portable heaters when leaving the room or going to bed.

    Fire Escape Plans

    Knowing how to get out safely is just as important as preventing a fire.

    • Map two exits from every room: Windows or doors should be accessible and easy to open.
    • Practice with your family: Run fire drills, even in the daytime or on weekends.
    • Designate a meeting place: Make sure everyone knows where to gather outside your home.
    • Designate a meeting place: Make sure everyone knows where to gather outside your home.

    Quick Builder’s Fall Fire Safety Checklist

    • Test and replace batteries in smoke/CO detectors
    • Inspect fire extinguishers and know how to use them
    • Keep space heaters and heating equipment safe and maintained
    • Practice your home fire escape plan with your family

    Bottom line: Fires can happen quickly, but preparation saves lives. Take time this fall to check your detectors, review your escape plan, and maintain heating equipment. A little prevention now keeps you and your loved ones safe all season long.

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      • 2025 October | Tech Toolbelt

        2025 October | Tech Toolbelt

        Tech Toolbelt

        TECH TOOLBELT

        NOVEMBER 2025

        Smishing & Scams: Don’t Get Tricked This Fall

        October is Cybersecurity Awareness Month

        October is a time for pumpkins, fall colors—and unfortunately, online scammers trying to trick you. At Curry Construction, we take safety seriously on the jobsite, and the same applies to your digital life. This month, we’re highlighting smishing—text message scams—and other common digital threats, so you can spot them before they cause damage.

        What is Smishing?

        Smishing is a type of scam delivered via text message. Cybercriminals use it to:

        • Steal personal information like passwords or Social Security numbers
        • Trick you into clicking malicious links
        • Convince you to download harmful apps or make payments

        These messages often look legitimate, appearing to come from banks, delivery services, or even coworkers.

        Red flags to watch for:

        • Urgent messages demanding immediate action (“Your account will be closed!”)
        • Unknown numbers or slightly off phone numbers
        • Poor spelling, grammar, or awkward phrasing
        • Suspicious links or attachments

        Common Digital Scams Targeting Everyday Users

        Scammers don’t just use texts—they exploit emails, phone calls, and even social media:

        • Phishing emails: Fake emails claiming to be from your bank, a utility company, or an online store.
        • Tech support scams: Calls or pop-ups claiming your device is infected and asking for remote access or payment.
        • Fake contests or giveaways: Messages promising prizes if you provide personal information.
        • Impersonation scams: Fraudsters pretending to be friends, family, or coworkers asking for money or account info.

        What to Do if You Click Something Suspicious

        Even the most careful person can make a mistake. If you think you clicked a scam link or shared personal info:

        1. Disconnect your device from the internet to prevent further access.
        2. Run a security scan using antivirus or built-in malware protection.
        3. Change your passwords for any accounts that might be affected.
        4. Monitor financial accounts for unusual charges or activity.
        5. Report the scam to your bank, email provider, or the Federal Trade Commission (FTC.gov).

        Quick Builder’s Cybersecurity Checklist

        • Never click links or download attachments from unknown numbers
        • Verify unexpected messages with the sender directly
        • Keep your phone and computer software updated
        • Use strong, unique passwords for accounts
        • Report suspicious messages immediately

        Bottom line: Just like you stay alert on the jobsite, staying aware of digital threats keeps you and your personal information safe. Smishing and scams can look convincing, but knowing the signs and acting quickly can prevent costly mistakes this fall.

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          • 2025 October | Your Money Toolbox

            Your Money Toolbox

            YOUR MONEY TOOLBOX

            OCTOBER 2025

            November Your Money Toolbox

            Debt Detour: Navigating Credit Cards & Loans

            Avoiding Scary Financial Pitfills

            The Halloween season is full of tricks and treats—but the real fright can come from unchecked debt. Credit cards, loans, and high interest rates can sneak up on anyone if not managed carefully. This October, Curry Construction is helping you navigate the debt maze, avoid financial scares, and take control of your money.

            Understanding Interest Rates

            Interest is the cost of borrowing money, and it can turn small debts into big problems fast.

            • Credit cards: Interest rates on unpaid balances often exceed 15–20%. Paying only the minimum keeps you in debt longer.
            • Loans: Personal loans, car loans, and payday loans can carry varying rates—always check the APR before borrowing.
            • Tip: The lower the interest rate, the less you pay over time. Consider consolidating high-interest debt to reduce costs.

            Smart Credit Card Usage

            Credit cards can be useful—but only when used wisely:

            • Pay in full when possible: Avoid interest by paying the entire balance each month.
            • Keep track of spending: Use apps or monthly statements to know where your money goes.
            • Limit the number of cards: Fewer cards make it easier to manage payments and avoid late fees.
            • Emergency use only: Treat credit cards as a tool for emergencies or planned purchases—not daily spending.

            Managing and Reducing Debt

            Getting ahead of debt takes a plan—but it’s achievable with consistent effort.

            • Make a list: Write down all debts, balances, interest rates, and minimum payments.
            • Use the snowball method: Pay off the smallest debt first to gain momentum, then tackle larger debts.
            • Use the avalanche method: Pay off debts with the highest interest rates first to save money over time.
            • Stick to a budget: Allocate extra money toward debt repayment while covering essentials.

            Quick Builder’s Debt Detour Checklist

            • Know your interest rates and payment terms
            • Pay credit card balances in full whenever possible
            • Track your spending and limit unnecessary purchases
            • Create a plan to tackle debts systematically

            Bottom line: Debt can feel scary, but with understanding, planning, and smart habits, you can navigate the credit and loan maze safely. This fall, take control of your financial path and steer clear of the pitfalls that haunt so many—your future self will thank you.

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