YOUR MONEY TOOLBOX
DECEMBER 2025
Year-End Money Moves: Reflect, Reset, and Rebuild
Wrapping Up the Year Strong
The end of the year is the perfect time to take stock of your finances. Just like reviewing project progress on a jobsite, looking back at your financial year helps you celebrate wins, learn from mistakes, and plan for a stronger start in 2026. This December, Curry Construction encourages you to reflect, reset, and rebuild your money habits for long-term success.
Reflect on Your 2025 Financial Wins & Lessons
Take a few minutes to review your year:
- Celebrate successes: Did you pay down debt, hit a savings goal, or stick to a budget? Recognize your achievements—they build momentum for next year.
- Identify challenges: Were there months where overspending occurred, or emergencies that caught you off guard? Knowing where you stumbled helps you plan for improvement.
- Document lessons learned: Keep notes on what strategies worked and what didn’t so you can refine your approach.
Plan for Taxes & Organize Receipts
The new year brings tax season—preparation now makes filing smoother:
- Collect receipts and statements: Gather receipts for charitable donations, work expenses, and deductible purchases.
- Review income records: Ensure W-2s, 1099s, and other income documents are accurate and complete.
- Maximize deductions & credits: Take advantage of contributions to retirement accounts, education savings, or medical expenses that may reduce your tax liability.
- Consider a financial review: A quick check-in with a tax professional or financial advisor can save headaches later.
Set Financial Goals for 2026
A fresh year is an opportunity to set clear, achievable financial goals:
- Savings goals: Plan for an emergency fund, vacation, or major purchase.
- Debt reduction: Decide which debts to tackle first and map out a payoff plan.
- Budget improvements: Adjust categories based on your 2025 spending insights.
- Track progress: Consider using apps or a simple journal to monitor goals throughout the year.
Quick Builder’s Year-End Checklist
- Review and celebrate your 2025 financial wins
- Organize receipts and income documents for taxes
- Identify lessons learned and areas to improve
- Set actionable financial goals for 2026
Bottom line: Wrapping up the year financially isn’t just about crunching numbers—it’s about creating momentum for the year ahead. Reflect on your accomplishments, reset where needed, and rebuild your plan for a strong, confident start to 2026.
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